Terms & Conditions
By participating in and submitting this survey, you acknowledge that
the information you provide constitutes your personal data under the
Personal Data Protection Act 2012 (PDPA).
By providing your personal data, you consent to Grats Pte. Ltd. and
HealthLifeConnect, together with their authorised business partners,
affiliates, associates, and financial representatives, collecting,
using, and disclosing your personal data for purposes including survey
administration, eligibility verification, free gift redemption, and to
contact you regarding health, financial planning, marketing,
advertising, telemarketing, and promotional activities via phone call,
SMS, and/or email ā even if your telephone number is registered on the
National Do Not Call Registry.
All collection, use, and disclosure of personal data will be carried
out in accordance with these Terms & Conditions and applicable data
protection laws.
Eligibility & Redemption
Terms
- Redemption Limit: Each eligible
participant is entitled to one (1) redemption only.
- Delivery: Gifts are delivered within
Singapore only. One redemption per user.
- Eligibility: Open to Singapore Citizens,
Permanent Residents (PRs), and foreigners aged 21 and above who
hold a valid Singapore pass and have resided in Singapore for at
least two (2) years.
- Ineligibility: Financial consultants and
their spouses are not eligible.
- All promotions and free gifts are subject to eligibility,
availability, and verification.
- We reserve the right to approve, refuse, or reject any
submission at our sole discretion.
- Grats Pte. Ltd. reserves the right to replace or substitute
any gift or item of similar value without prior notice.
- Incomplete, inaccurate, misleading, or fraudulent
submissions will not be processed or fulfilled.
- We reserve the right to amend these Terms & Conditions
without prior notice.
Consent Clause
HealthLife Connect belongs to Grats Pte Ltd. Grats Pte Ltd is an
introducer, carrying out introducing activities for Prudential Assurance
Company Singapore (Pte) Limited (āPrudentialā) and Prudential Financial
Advisers Singapore Pte Ltd ("PFA").
Grats Pte Ltd is not allowed to give advice or provide
recommendations on any investment product, market any collective
investment scheme or arrange any contract of insurance in respect of
life policies, other than to the extent of carrying out introducing
activities. [Vendor name] receives a fee for carrying out introducing
activities and will disclose the fee, if requested by you. You may
contact Grats Pte Ltd on how you may access and correct your personal
data or withdraw consent to the collection, use or disclosure of your
personal data.
Prudential Assurance Company Singapore (Pte) Limited (or
āPrudentialā) is a life insurance company that provides life and health
insurance. You may refer to www.prudential.com.sg for the list of
Prudential products and services. Product(s) and/ or service(s)
mentioned which are not listed in the Prudential website are not offered
by Prudential. By signing up, you also confirm that you have read,
understood and given your consent for Prudential, its related
corporations (which would include PFA), respective representatives,
agents, third party service providers, contractors and/or appointed
distribution/business partners (collectively referred to as āPrudential
and its authorised representativesā) to collect, use, disclose and/or
process your personal data for the purpose of contacting you about
products and services distributed, marketed and/or introduced by
Prudential and its authorised representatives through marketing
activities via all channels including but not limited to SMS, Social
Media, In-app Push Notification, Phone Call etc and perusing your
contact details which Prudential and its authorised representatives has
in its records from time to time and in accordance to the Prudential
Data Privacy Notice, which is available at
http://www.prudential.com.sg/Privacy-Notice. You hereby expressly
understand and agree that your given consent(s) herein do not supersede
or replace any other consents and/or previous consents which you may
have previously given to Prudential and its authorised representatives
in respect of your personal data and is without prejudice to any legal
rights available to Prudential and its authorised representatives to
collect, use or disclose your personal data. You understand that you can
refer to Prudential Data Privacy, which is available at
https://www.prudential.com.sg/Privacy-Notice for more information.